Recently I made a search for a specialist in my area, and guess what, my blue shield (BS) could only pop up 1 [bleep] doc within a 50 mile radius
I was determined to change my insurance provider and so went to the kaiser permanente web-site. But there was no way I could browse their networks of providers. When I called up, the rep told me to go look in the KP building near you. Very convenient for them. However she was very eager to fill up my application
So the question is, is the profit motive working for us? Does consumer interest really take the front seat? To me the answer is a resounding NO! Medical insurance companies form a cartel, and together they all milk consumers of their money as well as health
These [bleep] profiteering bloodsuckers should be required by law to allow consumers to choose their own doctors without placing in and out-of-network restrictions. Just walk in into the office of any doc you like and get treated. Instead, doctors work as properties of the insurance providers
If you look at it for a minute, just what do these "providers" do for us? They take our money every month and use it for their paychecks and profits. What do they DO? Nothing. They restrict access to our doctors, and fleece them as well as us.
You only have to look at the explanation of benefits for getting an idea of what's happening in the background. One example:
Expenses: $1170
Allowed by insurance: $50
What is an entry like this designed to do? Make us feel good about the insurance provider? Why do you think the doc billed for that exorbitant amount? I feel it is because he knows that only a fraction of what he says is likely to be granted. This is beyond fair pricing. This is reduced to a political game.
